"I’m participating in the Spend-Less Holidays: Saving While Savoring the Season Blog Carnival, hosted by The Frugal Fil-Am and Dainty Mom. We’ll be sharing our tips on how to spend less this holiday season, so that we can have a more meaningful Christmas. Please scroll down to the end of the post to see the … Continue reading Truly Rich Tips: {Spend-Less Holidays 2012} How to Celebrate Christmas More Meaningfully (and Frugally too!)